什么是经济援助?

经济援助是以贷款的形式提供资金, grants and employment available to students to help pay the cost of attending a college, 大学, 或职业/技术学校. 财政援助来自联邦政府(最大的援助提供者), 州政府, 学校本身, 以及其他各种各样的公共和私人资源.

The following is information concerning federal financial and state aid you may have been awarded. 除非另有说明, all financial aid is credited directly to your University business office student account.

联邦佩尔助学金

A 联邦佩尔助学金 does not have to be repaid unless a semester is not completed and the aid is not earned. Pell Grants are awarded only to undergraduate students with high financial need who have not earned a bachelor's or professional 学位. 你收到多少将取决于你的出席费用, 无论你是全日制还是非全日制学生, 以及你是否在学校待了一整个学年. 你不能同时从一所以上的学校获得佩尔助学金.

联邦补充 教育 机会补助金(FSEOG)

A Federal Supplement 教育 Opportunity Grant is for undergraduates with exceptional financial need, 优先考虑获得联邦佩尔助学金的学生. A student who has earned the Lifetime Pell Eligibility maximum is not eligible for an FSEOG.  An FSEOG does not have to be repaid unless a semester is not completed and it is determined that you did not earn the aid.

伊拉克和阿富汗服务补助金

A student may be eligible for the 伊拉克和阿富汗服务补助金 if they are not eligible for the 联邦佩尔助学金 on the basis of the Expected Family Contribution; the parent or guardian was a member of the U.S. armed forces and died as a result of military service performed in Iraq or Afghanistan after the events of 9/11; and the student was under 24 years old or enrolled in a college at least part-time at the time of the parent's or guardian's death. 如果你认为你有资格获得这笔资助,请联系财政援助 financialaid@casabo.net 了解更多信息.

勤工助学工作

勤工俭学的工作被张贴在网上 DIGGERecruiting 通过就业服务办公室. 如果你被授予勤工俭学, it will be listed on your Award Notification Letter and you will receive more information regarding employment if you accept your award.

如果你没有收到勤工俭学奖学金作为你的经济援助计划的一部分, you may have your name added to the work-study request list by sending in a written request or e-mail. 如果勤工俭学的资金可用, students on the request list will be considered for an award based on their eligibility. Being placed on the wait list in no way assures you that you will receive a work-study award.

勤工俭学奖学金不会记入你的大学商务办公室学生账户. You are paid directly biweekly for actual hours worked during the preceding two weeks running Saturday through Friday. You may not earn more than your work-study award nor are you guaranteed to earn your entire award. 你的雇主可能会决定给你发工资, 在你的勤工俭学奖励用完后,成为一名正规的兼职学生雇员.

联邦珀金斯贷款

[本项目于2017年9月30日结束。.  该基金不能再发放新的贷款.] A 联邦珀金斯贷款 is a low-interest (5 percent) loan for students with exceptional need. 联邦珀金斯贷款适用于本科生和研究生. Montana Tech awards 联邦珀金斯贷款s primarily from funds generated from former students repaying these loans. 作为珀金斯贷款的借款人,您不会被收取发起或其他贷款费用. 毕业后你有九个月的时间, 离开学校, 或者在你必须开始还款之前降到一半以下. 这被称为“宽限期”。. 在宽限期结束时,你必须开始偿还贷款. 利息在那个时候开始增加. 你最多有10年的时间来偿还. If you accept a 联邦珀金斯贷款 and have not previously borrowed a 联邦珀金斯贷款 from Montana Tech, you must complete Perkins Entrance Counseling and sign a Master Promissory Note through the iPROMise website which will be sent to you from Campus Partners.

直接贷款

直接贷款要么有补贴,要么没有补贴. The federal 政府ernment pays the interest on the subsidized loan until you begin repayment and during the authorized periods of deferment. Interest begins accruing on the unsubsidized loan from the time the loan is disbursed until the loan is paid in full. 如果你允许利息增加, it will be capitalized at the end of the grace period and at the end of any deferment or forbearance. This means that at the end of your grace period the interest accrued will be added to the principal balance of your loan. 当你收到账单时,利息将在新的余额上产生. 如果可能的话,你最好的选择是在资本化之前支付应计利息. 大多数服务机构至少会寄给你一份附有应计利息的年度结算单. 您可能会收到补贴贷款,无补贴贷款,或两者的组合.

直接贷款在你毕业六个月后开始偿还, 离开学校, 或者降至半日入学率以下. 这被称为“宽限期”.在线退出咨询 热门产品.政府 当你毕业,退学或降到一半以下的状态需要吗.

If you have already completed your Loan Agreement (MPN) with the Department of Education, 你无须再填写另一份贷款协议书(MPN). If this is the first time you have borrowed from the 直接贷款 Program or this is the first time you have borrowed from Montana Tech, 您必须完成在线入学咨询和您的贷款协议(MPN)。. 这两个步骤都可以在 www.热门产品.政府.

直接加贷款

直接贷款 are available to graduate students and to parents of dependent undergraduate students. 独立本科生, 父母是借款人,在贷款批准前必须进行信用检查. Parents and graduate students can borrow up to the cost of attendance minus any resources or financial aid the student received. 如果家长在信用审查过程中被拒绝Plus贷款, 请与我们联络, as you may be eligible for additional assistance from the Direct Unsubsidized Loan Program.

与我们联系.

我们可以回答您的问题并帮助您开始.

财政援助办事处
电话:(406)496-4223
传真:406-496-4705
学生成功中心,3室.126